Understanding the working of Workers’ Compensation Benefits

Workplace injuries and illness are more common than one may think. According to National Safety Council, over 540 workplace injuries happen every hour.

Workers and employees across all industries and occupations are vulnerable to work-related injuries. Work-related injuries put millions of people at the risk of losing wages or incurring financial burdens.

Thankfully, people who have sustained workplace injuries can obtain workers’ compensation benefits. These benefits are formed to cover medical expenses and lost wages incurred by an injured employee.

Since there are various workers’ compensation benefits, your workers compensation attorney may help you pick the one that meets your needs. 

 Let’s explore some of the workers’ compensation benefits in detail.

Medical/Hospitalization Benefits

Medical benefits cover medical treatment and hospitalization costs that the injured person incurs to recover from workplace injuries. Medically-necessary expenses like nursing services, assistive devices, hospital stays, surgery, etc., are covered by medical benefits.

Disability Benefits

A report by NSC has revealed that workplace injuries result in 99 million days of disability each year. On average, a person who has sustained work-related injuries may lose 21 days of productivity. However, many people suffer from long-term disability that prevents them from rejoining work quickly.

If you have suffered from a work-related injury that is preventing you from resuming your work and earn a wage, you can obtain disability benefits. The workers’ compensation disability benefits cover the lost wages caused due to workplace injuries.

Suppose your workplace injury has left you partially disabled, and you can still work in some capacity. The disability benefits will cover 50% of the difference between your wage before and after the injury.

In case your injuries leave you disabled for a brief time, you can get two-third of your weekly wage till you fully recover from your injuries.

People who have experienced permanent disability, whether partial or total, are entitled to permanent disability compensation.

Wage Reimbursement

An injured worker is also entitled to wage reimbursement if they had to miss work due to a doctor’s appointment or court hearing. The employer must compensate for the lost wages incurred by the injured employee when traveling for injury and compensation-related appointments.

Vocational Benefits

 Injuries can prevent a person from fulfilling their work commitments and render them unproductive. If your workplace injuries prevent you from performing your job responsibility, you will be entitled to vocational rehabilitation benefits. Vocational training may last up to 2 years and is designed to help injured workers prepare for new employment.

Vocational benefits cover charges for vocational counseling, interview preparation, assessment, job training, and placement.

When are Benefits Paid?

If you are looking for professional with your workers compensation benefits, now it the time to look for ‘best workers comp attorney near me.’

In Virginia, an injured person is entitled to receive workers’ compensation benefits within 14 days after the workers’ compensation board has awarded the benefits or within 14 days of filing a request for the benefits.

The statute of limitation for filing a workers’ compensation claim is two years after the accident date. You can either fill the workers’ compensation claim online or submit the papers to the commission. After the commission has received the compensation request, they take two to three days to process the application. After the claim request’s approval, the commission issues an order to the employer to pay the compensation they have awarded.